Property

Buy to live. Let time do the rest.

Most people chase capital gain. I chase a home I actually want to live in, and assets that work while I hold them. Six properties and over a million dollars in realised and unrealised gains back that up.

~$1M+Total gainsRealised and unrealised

6PropertiesResidential and industrial

3 of 3Sold at a profitAll the industrial units

$0Commission earnedNot an agent. Never have been.

Start here

Don't buy to rent out and wait for the market. Buy what makes sense for your life, live in it, and time does the heavy lifting.

01

How I think about property

Why the unit matters more than the district, and why I think "sell one, buy two" is usually the wrong move.

02

The whole journey

Every property decision in order, from a $130k Yishun flat onward. Including the one that went sideways first.

Chapter by chapter

Each one with the price paid, what happened, and what it taught me.

Punggol, Matilda Court

5-room BTO bought at $409k. Estimated resale now $800k+.

02 · 2017–2025

Three industrial units

Midview City. All three sold at a profit, the last two at record prices.

Ulu Pandan Banks

44th floor corner, applied the month Punggol hit MOP.

The Continuum

D15 freehold. The retirement asset.

My own account of what I did with my own money. Not financial or property advice, and I don't take commission on anyone's purchase. HDB rules change: check the current ones with HDB before you decide anything.