Car-buying help · SingaporeNew & used · Dealer or owner

I stopped buying cars.
I didn’t stop looking.

30+ cars and vans later, I still go through listings and showrooms for fun. Now I do it with you.

New or used, from a dealer or straight from the owner.

How it works ↓
Shop with Kevin

S$120.
Shop with me.

  • We sort out your budget, loan and timing first, so you can buy when the right car turns up
  • A shortlist of cars I’ve dug up, or listings you found yourself
  • Our first shopping trip together, new-car showrooms included
  • Later trips S$80 or less each, agreed before booking
  • Buy a car and let me film the journey, and I refund the S$120. How filming works

For buyers who are ready to buy. Some dealers pay me a referral fee, and I split loan commission with you. How I’m paid

Kevin with his companion and dog collecting his NIO firefly
Me, on collection day of my current car, a NIO firefly · Jul 2026
Buying cars since around 2005Free budget calculator →
30+cars & vans owned
20+ yearsof buying, driving & changing
Mostlyeveryday cars, vans & EVs · a few fun detours
01 / Sound familiar?

The questions
everyone asks.

Tap one to ask me on WhatsApp. I also talk about these on Instagram and TikTok.

02 / Where the deal is

The best price goes
to buyers who can close.

When I was selling a van, lots of people were keen. Many didn’t know if they met the requirements. Some agreed on a price, then pulled out because they weren’t financially ready.

Sellers remember that. They save their best number for the buyer who can sign today.

01 — Be ready

Sort the money first.

Your budget, loan and timing, before we look at any car. When we walk in, you can buy that day, and the seller can tell.

02 — Dig

Find the one that’s sat too long.

Every dealer has a few: a popular car, easy to sell on, that has somehow sat in stock for months. The longer it sits, the more they want it gone. You can’t tell from the listing. You find out by asking the right question, to the right person, at the right time.

03 — Read the room

Show the right intent.

How keen you look matters, and it changes as the deal goes on. There’s a moment to show you’re serious and a moment to show you’ll walk. We agree on those before we go in.

04 — Whole deal

Look past the discount.

Dealers don’t only earn on the car. The loan, insurance, trade-in and add-ons all carry margin, so a big discount can come back through any of them. I look at all of it.

New cars

New cars too.

With the right timing, brand and model, new cars have room as well. COE results, month-end targets, outgoing models and stock units all move the price.

I’ve bought new this way myself, and I’m happy to show you some of my numbers when we meet. I just don’t put them online.

Direct from owners

Straight from the owner.

Often the best deal, because there’s no dealer in the middle. There’s no dealer doing the paperwork either, so I help you through it: the inspection, the loan if you need one, insurance and the transfer.

Some cars I find are with owners I know. I’ll introduce you.

I can’t promise a price. Most dealers will move. Some only move if you hit the right spot. If one won’t move at all, we walk.

03 / How it works

You don’t have to
shop alone.

Shop with KevinS$120 / first trip

Fact-finding, a shortlist and our first trip together.
Subsequent trips: S$80 or less each.
Refunded if you buy and let me film it.
Referral fees disclosed, loan commission shared.

01 — Your starting point

Tell me about you.

Your daily drive, family, preferences, downpayment, monthly budget and how long you plan to keep the car.

02 — Make a shortlist

Find your kind of car.

Cars I’ve dug up, listings you found yourself, new-car showrooms or a car straight from its owner. You choose where we look.

03 — Head out together

Ask better questions.

I’ll accompany you, help compare the options and talk through the offer. We’ll agree on the time, route and scope before booking.

WhatsApp me about a trip ↗

This is for buyers who are ready. When I shop for myself and a car passes every check, I buy it. Still browsing? That’s fine: the budget calculator is free, and so are quick questions on WhatsApp. The S$120 is for when you’re ready.

How I’m paid — let’s keep it clear.

S$120 covers fact-finding, narrowing your shortlist and the first shopping trip. Subsequent trips cost S$80 or less each, with the fee agreed before booking. If you buy a car and let me film the journey, I refund the S$120.

  • Dealer referral fees. Some dealers pay me one if you buy from them. Most don’t, and I often only find out afterwards. If one does, I’ll tell you.
  • Loan commission. If you take a loan I arrange, the lender pays me a commission. I split it with you, half each. If a third person helped bring the deal together, it’s split three ways.

I’ll share the numbers on each option. Often it’s close, and it comes down to which car you like more. If a better deal is somewhere else, we go there.

My help is based on personal buying experience. A professional vehicle inspection is a separate service.

04 / Before you book

Good to know.

Anything else, ask me on WhatsApp.

What does the S$120 cover?

We go through your budget, daily driving, family and how long you plan to keep the car. Then I help you narrow down a shortlist, and we go on our first shopping trip together. Later trips are S$80 or less each, and we agree the fee before booking.

How long is a trip, and where do we go?

It depends on how many cars and showrooms are on the list. We agree the time, route and scope on WhatsApp before you book, so there are no surprises.

Do you help with new and used cars?

Yes, both: new-car showrooms, used-car dealers and cars straight from their owners. You can bring listings you found yourself, or ask me for cars I’ve dug up. You choose where we look.

Can you get me a better price?

Often, but not always. Some cars are already priced tight, and some dealers won’t move. I look at the whole deal: price, loan, trade-in, insurance and add-ons. For new cars, timing makes a big difference. I’ve done it on my own purchases and can show you some of those numbers when we meet.

Whose side are you on, if dealers pay you?

Yours. Most dealers don’t pay me anything. If one pays me a referral fee for your purchase, I’ll tell you. Loan commission I split with you. And if a better deal is somewhere else, we go there.

Do you inspect the car?

No. My help is based on owning and buying 30+ cars and vans, not on mechanical training. For a used car, get a professional vehicle inspection before you commit; it’s a separate service.

So why so cheap? What’s the catch?

I trade a little, keep an eye on property, and dig for cars for fun. The S$120 isn’t really about the money. Good advice shouldn’t be free, and a fee keeps it to people who are serious. A quick question on WhatsApp costs nothing; the digging and the trips do.

Sometimes a dealer pays me a referral fee, and loan commission I split with you. That’s all of it.

Do I need comprehensive insurance?

Not always. If you’re paying cash and the car’s market value is only about S$10k above its paper value, third-party cover can make sense. The most you stand to lose is that gap, so the extra premium may not be worth it. With a loan, the lender will usually require comprehensive. I’ll show you the numbers; it’s your call.

Have you done this before?

For friends and family, many times. Opening it up to everyone is new, so there are no reviews here yet. That’s why I’d like to film real buyers, from the first chat to collecting the car: so the next buyer can see exactly how it goes.

What if I let you film it?

If you buy a car and let me post a short video of the journey, I refund your S$120. The car can come from any dealer or owner, as long as you buy it within two months of our first trip. Later trips aren’t refunded.

Filming doesn’t mean giving up your privacy. Car plates are blurred, and your face too if you like. Your IC, address, loan papers and phone number never appear. You see the final video before it goes up and can ask me to cut anything.

It’s optional. Don’t want to be filmed? You get exactly the same help. Each video says you got your fee back, so nobody watching is misled.

Is the budget calculator a loan approval?

No. It uses simple illustrative loan maths to give you a starting budget. The bank or finance company decides what you can actually borrow.

Hello, I’m Kevin

Enjoy the car.
Keep room for
the rest of life.

I used to chase that new-car feeling. Sometimes, the satisfaction faded almost as soon as I drove out of the showroom.

As I ease into retirement, moving up to ever more expensive cars isn’t where I want my money to go. I still love cars. These days, I get more enjoyment from sharing the experience and helping someone find their fit.

I’m a bread-and-butter car guy. Most of my 30-odd cars were everyday hatchbacks, sedans and vans, with a few fun detours along the way, from about S$30,000 to S$300,000. Until now I’ve helped friends and family. Now I’m opening it up.

I don’t buy for myself any more, but I still enjoy the digging. And I get to sit in a few cars I’ll never own again.

I’ve also run my own businesses for over a decade, so I read a car deal the way I read a set of accounts.

My story →

Kevin Chia
05 / The ownership journal

Every car here,
I owned.

Mostly everyday cars and vans, with a few roof-down detours. Newest first, back to my first van. Most needed little beyond normal wear and tear; the two that went wrong are marked.

01 / 32

NIO firefly

My current ride. A new electric chapter.

Jul 2026 → now
02 / 32

Suzuki Spacia Base

The practical side of the garage.

Photo · Sep 2026
03 / 32

Subaru BRZ

A red BRZ joins the photo album.

Photo · Jul 2026
04 / 32

Daihatsu Copen

Small car. Open-top chapter.

UpkeepOne of my oldest cars. The air-con went and the engine had a leak; fixing both cost just over S$200, and it drove well again. An older car can still be economical.

Photos · Sep–Dec 2025
05 / 32

Toyota MR-S · dark green

Another MR-S, years after my yellow one.

Photos · Dec 2024
06 / 32

Renault Kangoo

Vans have always been part of my car story.

Photo · Sep 2024
07 / 32

Tesla Model 3

The blue Model 3 chapter.

Photo · Jun 2024
08 / 32

Opel Cascada

Meant as a two-month car between my Stinger and my Tesla.

LessonThe air-con compressor died halfway through. With no time left to fix it, I let the car go and rented one for the rest of the gap. Even a short-term car needs room in the budget for one big repair.

Photo · Apr 2024
09 / 32

Kia Stinger · white

A separate car from my earlier blue Stinger.

Photo · Feb 2024
10 / 32

Suzuki Swift Sport

Back to a Swift. This time, a yellow Sport.

Around 2023
11 / 32

MINI Cooper S

Red paint, black stripes, a different MINI.

Photo · Aug 2023
12 / 32

Honda CR-Z

Red, then blue. The same car, with a new colour.

Photos · Aug–Sep 2022
13 / 32

Mazda3 Elegance · white

A white Mazda3 Elegance sedan.

Around 2022
14 / 32

BMW Z4 sDrive20i · black

The black Z4, with its red interior.

Why againSame reasons as the M135i: in demand, good resale, and found through a direct owner.

Photo · Jun 2022
15 / 32

Honda Jazz 1.5A

An everyday hatchback in the mix.

Photo · Mar 2022
16 / 32

BMW M135i · twice

Bought one. Sold it. Came back for a second.

Why twiceA brand people wanted, so it held its resale value well, and I found both through direct owners. A popular model is easier to sell on when you change your mind.

Between my two Z4s
17 / 32

BMW Z4 · white

The white Z4 came before the M135i chapters.

Photos · Jan–Feb 2022
18 / 32

BMW 1 Series · orange

A collection-day photo, dog included.

Photo · Dec 2021
19 / 32

BMW 3 Series

Dark blue. The mileage turned out to have been tampered with.

LessonThe odometer is not proof. Ask for the service records and check that the mileage on each one only goes up.

Late 2021
20 / 32

Suzuki Jimny

A very different shape in the garage.

Photo · Nov 2021
21 / 32

MINI Cooper Coupé

The two-seater MINI with the white roof.

Photo · Oct 2021
22 / 32

Volkswagen Caddy

Space for the practical side of life.

Photos · 2021–22
23 / 32

Mazda MX-5

A white MX-5 in the open-top chapter.

Photo · Aug 2020
24 / 32

Kia Stinger · blue

My earlier Stinger. A different car from the white one.

Photos · 2019–21
25 / 32

Kia Stonic

A compact crossover along the way.

Photo · Mar 2019
26 / 32

Nissan NV200 automatic

Grey and automatic. Another chapter in my van years.

2018
27 / 32

Toyota LiteAce 1.5A

The next LiteAce chapter, this time an automatic.

2017
28 / 32

Kia Cerato / K3

The silver sedan, pictured carrying a little extra.

Photo · Jan 2017
29 / 32

Mazda3

The CC Traders Club days, on four wheels.

Photo · Jul 2014
30 / 32

Toyota MR-S · yellow

The yellow MR-S. An early open-top chapter.

2009
31 / 32

Suzuki Swift 1.5M

Bright green, with a manual gearbox.

2008
32 / 32

Toyota LiteAce diesel

My first ride, with Initial D’s Fujiwara tofu shop sticker on the side.

Around 2005–2007

06 / Before the showroom

Your life first.
Your budget next.

A free calculator I built for this. Start with running costs, then set your monthly budget and choose how much cash to put down. Check an actual asking price and see what you can keep aside. When you’re done, it sends your numbers to me on WhatsApp.

Open the budget calculator →
A couple of detours

Mostly road.
Occasionally mud.

A buggy ride here, a dirt-bike outing there. I just enjoy trying things with wheels—and having a good day out.

A little adventure, along the way.
Kevin sitting on an off-road buggy
Taking the scenic route.Dec 2014
Kevin with a green dirt bike outdoors
Two wheels count too.Dec 2017
Let’s start with you

Got a car
on your mind?

A first car, a change of pace, or just too many tabs open. Tell me where you’re at.

One message to get started

Send me a car listing, your budget, or the question that’s been on your mind. We’ll take it from there.

WhatsApp Kevin +65 9613 7676