No agenda. No commission. No product to sell you. Honest thinking about your specific situation, from the first conversation all the way until you feel confident making your own call.
It starts with a conversation — your situation, your numbers, your timeline. I visit showrooms regularly for my own research. If you're looking at the same project, happy to compare notes and share what I actually observed.
You can use your own agent, or I can point you to someone I trust. Either way, they handle the paperwork. We handle the thinking and math.
The honest version: I don't fully trust agents, because everything is a good buy to them as long as you transact. That's just how their model works. Having someone in your corner who doesn't earn on commission changes the quality of the conversation considerably.
When you sign OTP, my role tapers off — there's nothing much for me to do at that point anyway. Except coffee and staying in touch. Which I'm also happy to do.
There's no fixed agenda. You bring your situation, I'll tell you what I actually think. Common topics:
This is not for everyone. If you're looking for someone to validate a decision you've already made, I'm probably not the right person. I'll tell you if I think you're making a mistake. That's what you're paying for.
Agents earn when you buy. I earn regardless. That's the difference.
Most property advice in Singapore is free because the advisor earns when you transact. That creates a certain kind of advice. Everything is a good buy. Every launch has strong fundamentals. Every location is up and coming.
I'm not an agent. I don't earn commission. What I have is a track record of real decisions made with real money — two BTOs, three industrial units, one private condo, an options portfolio, and a business that got me to semi-retired at 41. The $2,000 is what my time is worth and what keeps the conversation serious.
Most Singaporeans are already massively concentrated in property. Your flat is your biggest asset. Your CPF is largely tied to property. Buying a second or third property to build wealth means you're doubling down on an illiquid, leveraged bet on one city state.
Sometimes that's the right call. Sometimes diversifying into equities, options, or a business makes far more sense for your specific situation. I'll tell you which one applies to you, not which one is easier for me to recommend.
Email me with a brief description of your situation. I'll let you know if I think I can add value and we'll go from there.
Email meI'm not a licensed property agent or financial adviser. Everything I share is simply what I would do if I were in your shoes, based on my own experience and decisions.