Writing

Writing, honestly

Running and systemising a small business, building software, options, calling out the guru industry, and how I use Bazi and Human Design in practice. No sponsored content. No affiliate links.

21 posts No sponsored posts No affiliate links
September 20265 min read
automation

I Killed the PayNow Chase in My Own Business. Here's How.

Customer says paid already, sends a screenshot, and now you're squinting at it trying to match the amount to the order. I got tired of chasing PayNow screenshots so I built the fix into SME AI Office. Zero fees, and it's not a workaround.

August 20266 min read
guru-busting

2-Room BTO Cannot Make Money? The Punggol Numbers Say Otherwise

Everyone says 2-room BTO cannot make money and is hard to sell. I live in Punggol, so I pulled the actual resale numbers. Per person, 2-room can out-profit a 5-room, and it sells faster than every other flat type in town.

August 20265 min read
business

WhatsApp API Is Getting More Expensive From October. Here Is Why I Am Not Worried.

Meta is closing the free reply window on WhatsApp Business API from 1 October 2026. I ran the numbers for a business sending 50 replies a day, and the increase does not change my mind about automation.

August 20266 min read
business

My Client's EDG Grant Just Got Approved. Here Is What It Actually Costs Him.

One of my custom software clients just got his EDG grant approved. I broke down what a $10k project actually costs him once you stack in SFEC properly, and it is a lot less than most business owners think.

July 20267 min read
business

Why Washing Your Car Feels Better Than Running Your Business

Ever wonder why washing your car feels more satisfying than actually growing your business. I dug into why, then applied it to my own SaaS, 4 customers, $188 SGD MRR, still figuring out if I hit $1k by December.

June 20268 min read
business

Stop Chasing Revenue. Optimize Cashflow Instead.

Everyone says grow your net worth. Nobody says measure your actual spending, then stop fighting for money you don't need. I built tools to do exactly that. Sold my Tesla 3 for a Nio Firefly. Here's what changed.

June 20266 min read
business

I Zeroed Out My Entire Inventory (And Then Fixed It In Minutes)

A Shopify CSV import mistake wiped all my inventory counts. Shopify support could not restore it. Here is how I turned a stressful ops mistake into the cleanest stock take I have ever done for Vivre.

June 20266 min read
general

A Local Business Lost $300k SGD to an Email Scam. Here Is How It Happened.

A 30-year-old Singapore fashion company lost $300k SGD to a business email compromise scam. The hacker was already inside their system. I break down exactly how it happened, and share a near-miss from my own business that turned out to be completely legit.

June 20269 min read
business

Ninja Van is Dying. And It Has Nobody to Blame But Itself.

Ninja Van raised over a billion dollars, scaled across six countries, and built real logistics infrastructure. Now it is bleeding volume, cutting headcount, and losing sellers to a competitor it cannot out-price. I was a Ninja Van customer for over a decade. Here is what actually happened.

June 20265 min read
automation

Stop Dreaming About Robots. Automate the Boring Stuff First.

Everyone romanticises robotics and big automation. A course I took changed how I think about ROI. Then I built something small in under an hour that actually saved me real time.

May 20269 min read
guru-busting

Everyone's a Guru in a Bull Market

I've been watching trading gurus, ecommerce experts, and financial educators in Singapore since 2013. Some are fake. Some are real but you are literally funding their next big risk. Here is my personal collection of guru-busting moments from the past 13 years.

May 20266 min read
life

My Superpower: Dream Specific, Act Early, Get Lucky

I used to call it luck. But looking back at the warehouse, the Bugis shop, Wisma Atria, VivoCity, and our BTO — there is a pattern. Dream specific. Say it out loud. Do the one thing that puts you in position. Then let luck find you.

May 20268 min read
ai

AI for SME Owners: What Actually Happens When You Adapt

Everyone says adapt to AI or get left behind. But what does adapting actually look like for a real SME owner? I tried it early, hated it, came back, and ended up building a SaaS product. Here is what I learned and what is actually possible for your business.

May 20267 min read
vivre-activewear

Vivre Activewear: $10k to $2M, Closed the Stores, Still Very Much Alive

Sylvia started Vivre Activewear with $10,000 and a gap in the market. We scaled it to over $2M in annual revenue, ran stores across Singapore for a decade, and closed every single one on our own terms. Here is how we saw the end before it arrived.

May 20268 min read
options

The Wheel Strategy: What It Is, What My Real Numbers Look Like, and Why It's Complicated

Most people show you the gross premium number and stop there. I'll show you mine, $302k net over 5.5 months, and then explain exactly what that number doesn't include. The full picture is always more complicated.

April 20264 min read
general

Life Is a Game. So I Built My Site Like One.

I built kevinchia.sg in a day with a full gaming theme. Not because it looked cool. Because life is actually a game and this site is the most honest way I know how to show that.

April 20266 min read
bazi

Case Study: "Why do I keep ending up doing everything myself?"

A young entrepreneur kept ending up carrying his business partners. His Bazi chart explained exactly why — and when that will change.

April 20265 min read
bazi

Built on a Chart. Corrected by One.

A single misread chart shaped two decades of decisions. How wrong advice followed since childhood, and how the correction arrived through a zodiac forecast and a gut feeling.

April 20266 min read
human_design

You Are Not Broken. You Are in the Wrong Box.

The script said study hard, get a degree, get a stable job. You followed it. So why does it still feel like something is off? This is not a motivation problem. It is a design problem.

March 20267 min read
human_design

How to Use ChatGPT for Human Design (And Why Most People Get Shallow Answers)

Using ChatGPT for Human Design but getting generic answers? The chart data going in is the problem. Here is what is actually happening and how to fix it.

March 20268 min read
human_design

Human Design Generator: Why You Feel Frustrated (And What To Do About It)

You ticked all the boxes. Good results, stable job, the flat, the car. But every evening you collapse feeling empty. If you are a Human Design Generator, that is not burnout. It is your Sacral center telling you that you are doing the wrong work.

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